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You can learn more about the algorithm on their webpage, or check out the Null Byte guide on how credit card algorithms work.
A fake number will work for sites that store credit card information to either charge you later or ask you to upgrade.
Now, to be completely clear, these numbers cannot be used to purchase any item. The credit card number generator uses a system based off of the Luhn Algorithm, which has been used to validate numbers for decades.
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Validation in particular would be useful if you were accepting credit card payments on your own site and wanted to make sure the cards were legit.